1. Privacy Policy

1.1 Purpose and Scope

This Privacy Policy sets out how SAB&T International Financial Consulting Ltd (“the Company”) collects, uses, stores, and protects personal data provided by users of this website. By accessing this website, you consent to the terms of this Privacy Policy.

1.2 Collection of Personal Data

The Company may collect and process the following categories of personal data:

• Identification and contact details (such as name, email address, telephone number, company name);
• Information provided through web forms or email communications;
• Technical data such as IP address, browser type, operating system and referring URLs; and
• Usage data obtained through cookies and similar tracking technologies.

1.3 Use of Personal Data

Personal data collected may be used for the following purposes:

• To respond to enquiries or requests;
• To provide services or information requested by users;
• To improve the content and usability of the website;
• To comply with applicable legal and regulatory obligations.

1.4 Legal Basis for Processing

The Company processes personal data on the basis of:

• The user’s consent (which consent may be withdrawn at any time, by informing the Company accordingly);
• The performance of a contract;
• The pursuit of legitimate interests of the Company; and/or
• Compliance with legal obligations.

1.5 Data Retention

Personal data is retained only for as long as necessary to fulfil the purposes for which it was collected or to comply with legal and regulatory requirements.

1.6 Data Security

The Company takes appropriate technical and organisational measures to protect personal data against unauthorised access, accidental loss, destruction, or damage. However, no method of transmission over the Internet is entirely secure, and the Company provides no guarantee as to the absolute security of personal data.

In the event of any personal data breaches the Company shall ensure full compliance with relevant data protection legislation.

1.7 Data Sharing

The Company does not sell, rent, or trade personal data to third parties. Personal data may be disclosed to third-party service providers engaged to support the operation of the website or to comply with legal obligations. Such service providers are contractually bound to safeguard the personal data and process it only in accordance with the Company’s instructions.

1.8 International Transfers

Given that the Company is domiciled in Mauritius, data processing activities will occur within Mauritius. Where applicable, cross-border data transfers will comply with relevant data protection legislation.

1.9 Data Subject Rights

Under the Mauritius Data Protection Act, 2017, users have the following rights:

• The right to access their personal data;
• The right to rectify any inaccurate or incomplete personal data;
• The right to request the erasure of their personal data;
• The right to object to the processing of their personal data;
• The right to data portability, where applicable.

Requests to exercise any of the above rights should be submitted to the contact details provided in section 5 of this Policy.

1.10 Children’s Privacy

This website is not intended for use by persons under the age of 18. The Company does not knowingly collect personal data from children under the age of 18. If we become aware that we have collected personal data from a child, we will take steps to delete such data promptly.

2. Disclaimer

2.1 Accuracy of Information

The Company endeavours to ensure that the information provided on this website is accurate, up to date, and relevant. However, the Company makes no representations or warranties, whether express or implied, as to the completeness, accuracy, reliability, suitability, or availability of any content on this website.

In the event that any information becomes outdated, inaccurate, or otherwise deficient, the Company disclaims all liability for any resulting claims, losses, damages, or consequences. By using this website, you expressly agree to hold the Company harmless from and against any claims, losses, liabilities, damages, costs, or expenses arising from your reliance on the content.

2.2 No Professional Advice

The information on this website is provided for general informational purposes only and does not constitute professional advice, including but not limited to legal, financial, or tax advice. You should obtain appropriate professional advice tailored to your circumstances before acting upon any information provided on this website.

2.3 Limitation of Liability

To the fullest extent permitted by law:

• The Company excludes all liability for any loss or damage of any kind, whether direct, indirect, incidental, consequential, or special, arising from or in connection with the use of this website or reliance upon its content.
• The Company does not guarantee the availability or uninterrupted operation of the website or that it will be free of errors or viruses.

2.4 Jurisdiction and Governing Law

This Privacy Policy and Disclaimer are governed by the laws of Mauritius. Any disputes arising in connection with the website or its content shall be subject to the exclusive jurisdiction of the courts of Mauritius.

3. Cookie Policy

3.1 Use of Cookies

This website uses cookies and similar technologies to enhance user experience, analyse website traffic, and assist in marketing efforts.

3.2 What Are Cookies

Cookies are small text files that are stored on your device when you visit a website. They enable the website to remember your actions and preferences over a period of time.

3.3 Types of Cookies Used

The Company may use the following types of cookies:

• Strictly Necessary Cookies — required for the operation of the website;
• Performance Cookies — used to collect anonymous information about how visitors use the website;
• Functionality Cookies — used to remember user preferences and enhance functionality; and/or
• Analytics and Third-Party Cookies — used to analyse website traffic and monitor the effectiveness of marketing campaigns (e.g. Google Analytics).

3.4 Cookie Management

Users may manage their cookie preferences through their web browser settings. Most browsers allow you to refuse or delete cookies. However, please note that disabling cookies may affect the functionality of the website.

3.5 Consent

By continuing to use this website, you consent to the use of cookies as described in this Cookie Policy.

4. Updates to This Policy

The Company reserves the right to update or amend this Privacy Policy, Disclaimer, and Cookie Policy at any time without prior notice. Changes will be effective upon publication on this website. Users are encouraged to periodically review this page to stay informed of any updates.

5. Contact Information

For any questions regarding this Privacy Policy, Disclaimer, or Cookie Policy, or to exercise your data subject rights, please contact:

SAB&T International Financial Consulting Ltd
53, Avenue Duperre Quatre Bornes, Mauritius
Email: info@sabt-ifc.com
Telephone: (+230) 454 1133

Last updated: 10 June 2025